The Challenges in Achieving Financial Security

It wasn’t long ago that achieving financial security was a relatively minor challenge for many people and that financial planning was thought of as a discipline that only applied to the very wealthy.  However, much has changed since then.

The Four Stages of Retirement Planning

Achieving financial security in retirement has never been more challenging. The old “three-legged stool” of retirement that used to consist of 1) a company pension 2) Social Security benefits, and 3) individual savings, is now teetering on one and half legs.